← Industries/Sector FSWeeks 1–10 · first regulated agent live by day 28FCAPRAEBA

Financial Services — Risk · Fraud · Wealth · Treasury

We orchestrate AI inside the most regulated revenue engines on earth — retail banks, insurers, asset managers and exchanges. Every agent is contracted to a P&L line, every model carries a risk dossier, every decision is replayable for the regulator.

Fraud loss reduction

− 38%

Advisor productivity

+ 2.4×

Underwriting cycle

9 days → 38 min

Commission this sector →See deliverables

Flagship pods

The squads we drop in

Fraud · Sub-second decisions

Advice copilot

Underwriting automation

Treasury twin

Deliverables

Everything that ships

Fraud & AML decision engine
Sub-50ms typed decisions, model-card backed, SAR-ready audit trail.
Regulated advice copilot
Wealth/retail copilot with suitability checks, citation enforcement, HITL gates.
Underwriting automation pod
Document → bind in minutes; insurer-grade explainability for every decline.
Treasury & liquidity twin
Real-time cash, FX and IR exposure twin with what-if sweeps.
Model risk dossier (SR 11-7 / SS1/23)
Auto-generated cards, challenger models, ongoing monitoring.

Pod composition

Domain Principal (Banking / Insurance)
Risk & Model Governance Lead
ML Engineer
Regulatory SME (FCA / PRA / EBA)

Regulators we ship to

FCAPRAEBAMASFINRA

Example output · Decision · /v1/fraud/scorejson

POST /v1/fraud/score
{
  "txn_id": "t_98421",
  "amount_gbp": 2480.00,
  "channel": "card_present",
  "merchant": "m_1144",
  "device": { "fp": "d_aa12", "geo": "GB-LDN" }
}
→ 200 {
  "decision": "step_up",
  "score": 0.74,
  "reasons": ["device_age<7d", "velocity_24h>3"],
  "model": "fraud_v9",
  "lat_ms": 38
}

Timeline

Weeks 1–10 · first regulated agent live by day 28

1
Weeks 1–3
Risk-aligned discovery
Map P&L lines to candidate agents; align with model-risk + compliance from day one.
2
Weeks 3–6
First regulated agent live
Fraud or advice copilot in shadow mode; SAR/SAR-equivalent workflow wired.
3
Weeks 6–10
Scale + attestation
Production cut-over with model dossiers, challenger monitoring + board pack.

FAQs

Things sector leaders ask

Can you operate inside our model-risk framework?

Yes — we ship SR 11-7 / SS1/23 / EBA model dossiers with every agent: data lineage, challenger model, ongoing monitoring, sign-off ledger.

How do you handle SAR / suspicious activity reporting?

Decisions are append-only and replayable. SAR draft packs auto-generate from the decision graph; analysts review in queue, regulators get a signed export.

Can data stay in-region?

Residency is IaC-enforced (UK/EU/US/APAC). Models, vectors and logs are region-pinned with signed exception flow for cross-region calls.

Commission · FS Financial Services

Stand up Financial Services in Weeks 1–10.

We'll respond within one business day with a scoping note, a fixed-price outcome contract, and a named principal cleared for your sector. Your details sync straight into our concierge queue.

• Outcome-priced — no T&M.
• Sovereign by default — your data, your region, your keys.
• Regulator-ready dossier shipped with every agent.