Digital & Open API Transformation
Going digital doesn’t have to be difficult and complicated we make the journey easier
Digital Transformation
Digital transformation is not primarily about technology integration. Going digital involves making fundamental changes to business models, core business operations, systems, culture and competencies to better align the company with its new vision.
What you envision to be the future of your business drives the technology, not the other way around. We help you formulate a new vision and bring it to life..
Keep Up with Discerning Consumers
Digital has changed consumers forever. In the era of Digital Darwinism, entering business transformation is the only option to remain relevant over time.
We combine strategic outlook with digital know-how to help you formulate new customer-focused business models, create market-ready products and platforms, and thereby generate new revenue streams for your business.
How We Apply Our AI & Science Expertise
Digital product, platform and ecosystem development
ALFA XPREINZ Digital innovation labs
Microservice and API architecture, development and integration
Transform with Disruptive Technologies
AI and Augmented Analytics
We build AI and ML-based solutions to help you extract untapped value from data, ease data-driven decision-making, automate business operations, and drive operational growth.
Cloud
Accelerate your digital transformation journey and improve operational agility by seamlessly migrating your entire IT infrastructure to the cloud.
RPA
Automate routine business processes to drive product innovation and lower operational costs..
AR/VR
Leverage immersive technology to help you create next-gen customer-centric experiences..
IoT
Infuse intelligence into products, operations, and services to make them communicate with the enterprise and humans.
Open API Transfor- mation
Application Deployment: Traditional Vs Open API Model
TRADITIONAL DEPLOYMENT
App Deployment is Difficult
- Developers spend time on infrastructure details instead of apps - ingress, labels, DNS, etc, and learning how the infrastructure is implemented.
- Inextensible - upper layer platform may be introduced, but it's almost certain that the needs of your app will outgrow the capabilities of that platform soon.
- Runtime lock-in - app description is tightly coupled with the runtime infrastructure, which heavily impact on how you configure, develop and operate the app across hybrid environments.
THE OPEN APPLICATION MODEL WAY
An App-centered Approach
- Application first - define the app with a self-contained model, where operational behaviors as part of app definition, free of infrastructure here.
- Clarity and extensibility - an open standard to modularize platform capabilities into reusable pieces, assemble them into an app deployment per your own needs, fully self-service.
- Runtime agnostic - a consistent experience to deploy and operate your apps across on-prem clusters, cloud providers or even edge devices.
Modernisation of Payment Platforms
With our Open API capability our team of experts have the requisite know how to develop and mordenise payment platforms.
We combine strategic outlook with digital know-how to help you formulate new customer-focused platform models, to make your payments smooth, easy and secured at reduced costs to your business.
Transformational Capability
User Experience
UX is at the centre of the capability we deliver with more self-service /closed feedback loop.
Cognitive / AI enabled Capability
We leverage Artificial Intelligence, an AI enabled capability that keeps learning and improving.
Automation
API-driven orchestration with reduction in manual tasks while leveraging effective and efficient payment cycle for higher-order improvement and productivity
Cloud First
A cloud first approach to all underlying capabilities On-prem and hybrid options.
Payment security and network
Centralised and automated network management with comprehensive orchestrated compliant security
End-to-end Solution
End-to-end integrated solution with complete coverage of payments framework set up including Regulatory, network and security.
Standardisation
Establishment of International standardisation for Payment Services in enabling cross border payment innovation
OPEN BANKING
Our team leveraging on our cloud engineering expertise and open API capability in our innovation lab developed an open banking solution that enables financial institutions exchange financial transactions multiple institutions worldwide while benefiting from the stringent security attributes.
Transformational Capability
Operation
- User/Banker are able to search for transactions by Transaction Refrence Number
- Once relevant transaction is identified, beneficiary IBAN, Amount of transaction and Bank Officer's Code must be specified to proceed
- Fix Allocated time to carry out transaction, once time elapses the transaction associated with corresponding TRN would no longer available for manual implementation
- The User/ Banker can elect to how funds should be received
- Release codes can furthr secure the transaction at the option of the sender and have to be available to User/Bank Officer's of reciever's financial institution.
Security Controls
- Pre-configured to meet all CSP security controls
- Allows you to restrict message exchange in line with your business
- Subject to third party assurance report
Direct Link
- Provides Interactive connection between back-office and and platform through "fileless" flow
- Make it easier to comply to customer security programme
- Offers ad-hoc integration and transformations capabilities
OPEN INSURANCE
Our team leveraging on our cloud engineering expertise and open API capability in our innovation lab developed an open insurance solution that provides a seamless environment where sophisticated on-demand digital features empower and augment direct channels- agents, brokers, call centres.
Simultaneously, advanced data analytics and insights will humanise virtual engagement channels to enable more individualisation. This solution will help insurers offer personalised cross-channel customer experiences and satisfaction.
Transformational Capability
Open Insurance Digital API Transformation
Openness
Provision of all available digital channels that is accessible whenever required to offers customers quick and 24/7 access to relevant information
Open API for Advisory Services
Agents and brokers are enabled to give customised and personalised advice to customers in real time utilising microservices for further innovation as required
Openly Accessible
Openly Accessible API driven digital channel to sell and market packages to customers and diversify products on the fly to suite customers needs.
TALK TO US
Talk to one of our experts to discover how Alfa Xperienz Solutions can help you achieve your AI and data-driven aspirations.